> ## Documentation Index
> Fetch the complete documentation index at: https://docs.apiyi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Account balances now expire after 365 days (Terms and Refund Policy updated)

> Effective 2 August 2026, account balances carry a 365-day validity period: topped-up credit is valid for one year from the date of payment, any new top-up resets the validity of your entire available balance back to a full year, and expired balances lapse with no refund or restoration. Existing balances are counted 365 days from the effective date, bonus and promotional credit follow the same rule, and the 30-day no-questions-asked refund window is unchanged.

**2026/8/2 14:06 (UTC+8)** · Service Notice

🗂️ **Account balances now carry a 365-day validity period, effective 2 August 2026**

The Terms of Service previously said nothing about balance validity, so this is a **newly added clause**: topped-up credit is valid for **365 days** from the date of payment; **any new top-up resets the validity of your entire available balance** back to a full year; expired balances lapse automatically, with no refund, restoration, or conversion.

A few points that tend to come up:

* Existing balances: counted as 365 days from the effective date (2026-08-02), not backdated to historical top-up dates
* Bonus / promotional credit: same rule as topped-up credit — 365 days, and likewise reset by a new top-up
* Expiry date: you can check the expiry date of your current balance in the console
* Refunds: the 30-day no-questions-asked refund window after a top-up is unchanged — see the [refund policy](/en/faq/refund-policy)

The authoritative wording is in the [Terms of Service](https://cf-index.apiyi.com/terms) and the [Refund Policy](https://cf-index.apiyi.com/refund), both already updated. Users who top up and spend on a regular cadence will not be affected in practice.

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