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Quick Answer

APIYI currently supports 7 mainstream payment methods, in two categories:
  • 🟢 Self-serve online recharge (real-time crediting): WeChat, Alipay, USDT, Stripe (foreign credit cards)
  • 🛠️ Manual recharge (credited by support after transfer): PayPal, Wise, Mercury Bank, corporate bank wire
Invoices can be issued via either our Chinese legal entity (VAT 增值税发票) or our US legal entity (PDF Invoice) — covering both domestic and overseas finance workflows.

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Payment Methods Overview

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🟢 Self-serve Online Recharge (Real-time)

WeChat Pay

One-click QR-code payment in the console. China-mainland users only. Fastest option for domestic individuals.

Alipay

In-site online. Works with both Alipay International and overseas accounts — friendly for global Chinese users.

USDT (Crypto)

In-site online, global access, 24/7. Fee around 2 USDT per transfer — same flat fee regardless of amount; bring your own TRON energy to cut fees further.Supported networks: TRC20 (recommended), Solana, and other mainstream chains.

Stripe (Foreign Credit Cards)

In-site online, accepts foreign-currency credit cards, real-time crediting, backed by 3D Secure. Use a real-name card issued to your company / yourself / your school.⚠️ $50 minimum per transaction: Stripe is unavailable when the top-up amount is below $50.📖 Minimum change notice · Launch announcement
Stripe security notice: Stripe enforces strict risk controls — unsafe or non-real-name cards will be rejected outright. Accounts attempting malicious payments (stolen cards, chargebacks, fraud testing) will be banned. Do not use someone else’s card or test cards to retry.

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🛠️ Manual Recharge (Credited by Support)

PayPal

Transfer to the PayPal handle provided by support. Fee around 6%, paid by the user (i.e. the transferred amount should cover the fee). Best for small overseas individual top-ups.

Wise (formerly TransferWise)

Transfer to the Wise account provided by support. Transparent FX, fast cross-border settlement — great for freelancers and overseas companies.

Mercury Bank (recommended for overseas companies)

Transfer to the bank account / Payment Link provided by support. Typically no fee, and an Invoice is issued automatically on arrival — most finance-friendly for overseas companies.

Corporate Wire (Bank Transfer)

For Chinese-entity clients or overseas businesses paying via a Chinese trading partner (see cross-border workflow below).
Manual recharge workflow: 1️⃣ Contact support for the receiving account → 2️⃣ Complete the transfer → 3️⃣ Send proof / hash / Payment Link screenshot → 4️⃣ Support verifies and credits your APIYI balance.

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🌏 Cross-border / Overseas Customer Workflow

For overseas customers (e.g. Russia, Central Asia, Southeast Asia) who need to pay through a Chinese trading partner, we offer a complete compliant workflow:
1

Sign contract with the Chinese entity

The overseas customer signs a procurement / service contract with APIYI’s Chinese legal entity, specifying amount, currency, and payment terms.
2

Bank wire to corporate account

Pay the service fee via corporate bank transfer (SWIFT / cross-border CNY / RUB settlement) to our designated corporate account.
3

Manual credit to APIYI balance

Once finance confirms the payment, we manually credit your APIYI console balance, which is immediately usable for API calls.
4

Issue invoice / Invoice

We can issue a Chinese VAT invoice (Chinese entity) or a US Invoice (US entity) — pick whichever fits your local accounting and reimbursement workflow.
Legal entity note: APIYI operates as a Chinese company + US company dual-entity structure. We can flex invoicing based on customer location and finance needs. Contact support for the exact billing name and tax ID.

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🧾 Invoice Issuance

Invoice tip: Let support know your invoice needs at the time of payment (or earlier) — share the billing name / tax ID / email so we can issue everything in one go. Late requests may require cross-period processing.

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Recharge Promotions

Different channels and amounts stack with our first-recharge bonus / tiered top-up promotions for an effective discount of up to ~80%. 📖 See: Recharge Promotions

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FAQ

Stripe’s risk controls are strict. Possible causes:
  • Your top-up amount is below $50 (Stripe is only selectable at $50 or more per transaction)
  • You used a CNY-denominated card (Stripe doesn’t accept CNY cards on this channel)
  • The card is not real-name or not in your / your company’s / your school’s name
  • 3D Secure verification failed
  • The card or account is flagged by upstream risk control
Switch to another channel (Alipay International / Wise / Mercury Bank) or use a compliant real-name foreign credit card. Do not retry with someone else’s card or test cards — repeated attempts will trigger account-level risk control.
Typically same business day for manual crediting (subject to bank clearing — some cross-border SWIFT wires can take T+1 to T+3). Send proof to support proactively after the transfer to speed up crediting.
TRC20 (TRON) is recommended — low fees, fast arrival. Solana and other mainstream chains are also supported. Always get the latest receiving address from support or the in-site recharge page — never trust third-party sources.
Yes. Our Chinese entity supports both general VAT invoices (普通发票) and special VAT invoices (专用发票). Send support your company name, tax ID, bank name + account, and registered address / phone when paying.
Use the corporate wire workflow: sign a contract with our Chinese legal entity, wire funds in CNY / USD / RUB via SWIFT (or a local trading partner) to our corporate account, and once received we’ll manually credit your APIYI console balance and issue a Chinese VAT invoice or US Invoice. Reach out to support for the full process.
By default we support USDT (TRC20 / Solana). For USDC, BTC, ETH, or other tokens, please reach out to support for a case-by-case review.
Minimum top-up:
  • Stripe: $50 per transaction (changed on 2026/7/28 due to Stripe’s fee and settlement structure; the channel is unavailable below that amount)
  • All other payment methods: $5 per transaction, unchanged
Maximum: no universal hard limit across channels, but PayPal / Stripe have upstream per-transaction risk thresholds. For large amounts (≥ ¥10,000 / $1,500) we recommend going through corporate wire or Mercury Bank — fewer fees and easier invoicing.

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Contact Support / Get Receiving Accounts

Enterprise WeChat (Recommended)

Enterprise WeChat support QR codeScan or click to chat — get receiving accounts for all manual recharge channels.

Official Email

[email protected]For formal business comms, invoice requests, large corporate-wire contracts, and partnership inquiries.
Funds-safety reminder: All corporate accounts, USDT addresses, and PayPal / Wise / Mercury Bank receiving accounts are only obtained through official support channels. Do not trust any third-party “support” or address — verify in-channel to avoid losing funds.

Recharge Promotions

First-recharge bonus, tiered rebates, education discount

Why is my balance not working?

Balance troubleshooting and billing model notes

Referral Rebate 5% Policy

Continuous 5% credit rebate and reward transfer workflow

Refund Policy

Balance refund rules and application workflow